As part of your restitution for committing a drug crime, the courts may recommend that you participate in and complete a drug rehabilitation program. Even if not court-ordered, you may desire to overcome your drug addiction so you can live a healthy and fulfilling life.
Under some insurance policies, coverage may cover some of the costs associated with a substance abuse recovery program. If your policy does not cover that however, what should you do?
Assistance under Act 106
In an effort to improve accessibility to needed resources, the state of Pennsylvania passed Act 106. This law aims to provide minimal coverage for treatment programs addressing alcohol and substance abuse. According to the Pennsylvania Insurance Department, under Act 106 you can access the following benefits:
- Family counseling and intervention
- At least 30 days of residential treatment
- 30 outpatient sessions
- Up to seven days of detoxification
In conjunction with Act 106, the Mental Health Parity and Addiction Equity Act requires insurance companies to treat mental health and substance abuse treatment the same as they would a medical or surgical service. Quantitative and qualitative limits must be equal to those of medical insurance plans.
Overcoming your addiction
Facing drug charges does not have to define the rest of your life. With commitment and a focused approach to overcoming your addiction, you can create a successful and rewarding life for yourself. Through the implementation of a customized treatment plan, you can learn how to manage triggers and overcome the temptation to resort to drugs as a coping mechanism. Ongoing therapy can help you maintain the positive changes in your life as you recover.